Open Banking App
Third-party payment initiation for fintechs
The Open Banking App is openMF's reference implementation for third-party payment initiation use cases (PISP — Payment Initiation Service Provider, Open Banking, and 3PPI — Third Party Provider Initiation). Fintechs building compliant, standards-based payment experiences on Mifos start here.
Open Banking needs a reference, not a spec
PISP and 3PPI standards define how third-party payment initiation should work, but fintechs still need a working example to build from. This app is that reference — a real, forkable implementation.
What it does
Third-party payment initiation
Reference flows for PISP-style payment initiation on top of Mifos.
Standards-based
Built around Open Banking and 3PPI conventions fintechs already expect.
Fork-and-build
A working starting point rather than a spec document.
Built with
- PISP (Payment Initiation Service Provider)
- Open Banking
- 3PPI (Third Party Provider Initiation)
Download & beta channels
Ship-ready channels for Android, iOS. Store links go live as each channel is published.
Highlights
- Reference app for PISP / Open Banking / 3PPI payment initiation
- A working starting point for fintechs, not just a spec